JS Bank has launched its Agricultural Finance Business in 2014 under the brand name “JS Zarkhez Agri Finance”. Customers may apply for various agriculture loans through a number of designated branches. These branches are supported by a team of highly qualified and experienced staff. JS Bank’s Agriculture Finance Teams are in regular contact with the farmers to provide technical advice at their door step, and facilitate them in availing finance facilities from the Bank.
JS Zarkhez Agri Finance offers a variety of agricultural finance facilities on easy terms to all categories of farmers including land-less tenants, with an aim to participate in meeting the challenges of food security with other stake holders, as a national cause. JS Zarkhez offers the following finance facilities in Farm and Non-Farm sectors:

Farm Sector

(Against security of agricultural land, rural/ urban property, cash collateral/ liquid assets)
(a) Crop Financing as Three Years Revolving Finance facility (RF) for growing crops in the open field as well as in tunnels.
(b) Tractor Leasing to farmers having minimum land holding of 5 acres in Punjab and 10 acres in Sindh Provinces for a period of 3 to 5 years.
(c) Farm Implement, Equipment & Machinery for different agricultural operations as DF facility for a period of 3 to 5 years.

Non-Farm Sector

(a) Poultry Farming (RF) as Three Years Revolving facility for control sheds only.
(b) Cattle Farming (RF) as Three Years Revolving facility.
(c) Fish Farming (RF) as Three Years Revolving facility.
(d) Cold Storage (RF)) as Three Years Revolving facility.
Interested customers may contact their nearest JS Bank branch, or call JS Bank Phone Banking at 0800-01122 to start their Agriculture Finance relationship with JS Bank.