JS GoldFinance

JS Bank offers you the chance to convert your gold ornaments into working capital for your business or investment needs! JS GoldFinance is a unique financing facility that offers term or revolving loan against gold ornaments!

Financing Was Never So Easy!

Simply pledge your gold ornaments with JS Bank and avail financing through a terms loan (up to 3 years) or revolving facility, up to 70% of assessed gold value.

Markup as low as 3M KIBOR + 9% (Floating Rate)

Financing through JS GoldFinance is available at a rate of 3M KIBOR +9%, one of the lowest rates available in the market (inclusive of prompt payment bonus of 2%).

Financing up to Rs. 25 Million!

JS GoldFinance offers financing between Rs. 100,000 and Rs. 25 million, depending upon the amount of gold pledged and the amount of financing requested.

Withdrawal Process

Your gold will remain safe & insured with JS Bank for the duration of the facility, and will be returned to you, if you no longer require the financing facility. Once you have paid off your facility, you may request return of your gold ornaments from the branch, at your convenience.
For more information, please call JS Bank Contact Center at 0800 011-22 or visit any JS Bank branch.