JS Elite – A Step Beyond

JS Elite and JS Elite Plus Current Account is an account specially designed to cater to the needs of both the employer and the employees, a complete banking solution that offers additional perks and benefits along with smooth and efficient salary processing. As a JS Elite Customer, you can enjoy transactional benefits, convenience, exceptional service and security of funds, all in one account. It is indeed an account for every individual’s needs!

Peace of mind and best in the class banking service that is a step beyond.

Benefits for the Employer

JS Elite not only streamlines your salary payments but also offers the best in class banking facilities to cater to all your banking needs. Our efficient onboarding, salary disbursals and dedicated experienced relationship managers ensure that you are offered banking services that are a class apart. 

Benefits of JS Elite Current Account Holders

Cheque Book – Free!

Start your Elite experience with a customized cheque book, absolutely free of charge!

VISA Debit Card – Free!

Experience the power of being an Elite customer with your Visa Debit Card!

ATM Cash Withdrawals -Free!

With JS Elite Account, cash withdrawals from any 1-Link or M-Net ATMs are free of charge!

Inter Bank Funds Transfer (IBFT) – Free!

Enjoy the ease and convenience of being an Elite customer with Free IBFT service!

SMS Alerts

With the real time SMS service, you will stay up-to-date on all your account transactions.

Cash Withdrawal Insurance – Free!

JS Elite Account provides you security for cash withdrawals made anywhere in Pakistan, through a JS Bank branch or any ATM in Pakistan. This coverage has been designed to reimburse your losses from a snatching or holdup upon cash withdrawal. You are covered for cash withdrawals up to a total of Rs. 50,000 per year, for up to two instances per annum!

Cash Withdrawal Insurance is valid as long as you inform the Bank within 30 minutes of the snatching, and is limited to 500 meters radius of the branch or ATM where the withdrawal was made.

Mobile Snatching Insurance – Free!

Never worry about your mobile being snatched again. All Elite customers are covered up to Rs. 20,000 for mobile snatching Insurance!

The mobile insurance is claimable once a year provided you inform the Bank within 30 minutes of the snatching.

Wallet Snatching Insurance – Free!

JS Elite Account also provides coverage in case of wallet snatching, to cover for re-issuance of vital documents such as driving license and CNIC, for up to Rs. 5,000.

Wallet insurance is claimable once a year, provided you inform the Bank within 30 minutes of the snatching.

Personal Accidental / Permanent Total Disability Insurance – Free!

As a JS Elite Account holder, you will be insured up to Rs. 300,000 for accidental loss of life or permanent total disability due to snatching, duress and forced deprivation of cash withdrawn.

Benefits of JS Elite Plus Current Account Holders

Cheque Book – Free!

Start your Elite Plus experience with a Free customized cheque book. JS Elite Plus customers can request up to 4 cheque books of 25 leaves each per year absolutely free!

VISA Debit Card – Free!

Experience the power of being an Elite Plus customer with your Free Visa powered Debit Card!

ATM Cash Withdrawals -Free!

With JS Elite Plus Account, cash withdrawals from any 1-Link or M-Net ATMs are free of charge!

Inter Bank Funds Transfer (IBFT) – Free!

Enjoy the ease and convenience of being an Elite Plus customer with Free IBFT service!

Pay Orders – Free!

All JS Elite Plus customers can request for pay orders absolutely Free!

Mobile App – Free!

Carry out all your banking transactions at the click of a button. Bank anytime anywhere!

SMS Alerts

With the real time SMS service, all Elite Plus customers remain posted for all their account transactions.

Cash Withdrawal Insurance – Free!

JS Elite Plus Account provides you security for cash withdrawals made anywhere in Pakistan, through a JS Bank branch or any ATM in Pakistan. This coverage has been designed to reimburse your losses from a snatching or holdup upon cash withdrawal. You are covered for cash withdrawals up to a total of Rs.50,000 per year, for up to two instances per annum!

Cash Withdrawal Insurance is valid as long as you inform the Bank within 30 minutes of the snatching, and is limited to 500 meters radius of the branch or ATM where the withdrawal was made.

Mobile Snatching Insurance – Free!

Never worry about your mobile being snatched again. JS Elite Plus customers are covered up to Rs.20,000 for mobile insurance snatching Insurance!

The mobile insurance is claimable once a year, provided you inform the Bank within 30 minutes of the snatching.

Wallet Snatching Insurance – Free!

JS Elite Plus Account also provides coverage in case of wallet snatching, to cover for re-issuance of vital documents such as driving license and CNIC, for up to Rs. 5,000.

Wallet insurance is claimable once a year, provided you inform the Bank within 30 minutes of the snatching.

Personal Accidental / Permanent Total Disability Insurance – Free!

As a JS Elite Plus Account holder, you will be insured up to Rs. 300,000 for accidental loss of life or permanent total disability due to snatching, duress and forced deprivation of cash withdrawn.

Claim Process

As soon as any snatching takes place, please inform your Employee Banking Relationship Manager, any JS Bank branch or JS Bank Phone Banking at 0800-011-22 and report the incident. You can then fill out an Insurance Claim Form, which is available with all Employee Banking representatives. Click here to download the insurance claim form.