

I trust you are happy and excited for the coming year. Despite the testing times and mounting pressures our nation is facing, the support of our JS family toward each other has allowed us to continue to thrive and brought us closer.
We have consistently delivered best-in-class banking products and services and expanded our franchise business for sustained growth. This has only been possible because of the bond you and I share with this institution. With resilience, perseverance, and unflinching resolve, we will overcome all obstacles and conquer new heights despite our macroeconomic challenges.
Our power lies in the fact that there is no ‘I’ in the JS Bank family, particularly at the COO office – every effort is a team effort. I feel very fortunate to be part of a high-quality and dynamic team that is highly disciplined, fully committed, and respectful toward the institution and its people.
I am reminded today of a beautiful verse, and I quote:

I fully believe in my JS family to make wonders happen in 2023.
Pakistan Zindabad, JS Paindabad!

Warmest Regards,
Imran H Shaikh
