JS / Refinance Scheme for Working Capital Financing of Small Enterprises & Low-End Medium Enterprises (SBP)


Financing will be available to meet the working capital requirements of below-mentioned SME sectors

  • Information Technology (IT)
  • Furniture
  • Surgical goods
  • Gems and jewelry
  • Dates processing
  • Leather industry
  • Printing & packaging
  • Fruits, vegetables and food processing & packaging
  • Subsidized markup rate of 6% per annum, based on SP refinance scheme.
  • During the duration of facility disbursement until approval from SBP for the refinance facility, a markup rate of 1 Month KIBOR+2% (floating) per annum would Be applicable
All SBP schemes are subject to:

  • Continuity by SBP
  • Availability of cushion in Limit assigned to Bank
  • Terms and Conditions of every Scheme

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