JS / JS Her Current Account

The JS HER Current Account provides a thoughtfully designed set of features to meet everyday banking needs while offering exclusive advantages:

  • Free micro critical illness insurance cover for women-centric cancers
  • Maternity insurance coverage on maintaining required balance
  • Debit card with nationwide ATM access
  • Complimentary cheque book and pay order benefits
  • Mobile and internet banking for 24/7 access
  • E-statements and SMS alerts
  • Preferential pricing on selected loan products
  • Nationwide JS Bank branch and ATM network

This ladies bank account combines financial protection, digital convenience, and personalized benefits under one secure banking solution.

Women choose JS Bank because it offers:

  • A trusted and regulated Pakistani bank
  • A strong nationwide branch and ATM network
  • Secure digital banking platforms
  • Dedicated solutions designed to support women’s financial independence
  • A long-term commitment to women-focused financial products and services

Customers can also explore other JS savings account options to find the solution that best fits their financial goals.

Services Offered on Maintenance of Average Balance of PKR 50,000

  • One free cheque book quarterly (25 leaves)
  • Mastercard Titanium Debit Card (annual fee as per SOC)
  • Small locker (subject to availability)
  • SMS alerts (for the first 3 months)

Free Services (Regardless of Average Balance)

  • Micro critical illness cover against 7 types of women-centric cancers – insurance coverage of up to PKR 500,000 (Breast, uterus, cervix uteri, ovary, fallopian tube, vagina & vulva)
  • Maternity insurance coverage of up to PKR 125,000 on maintaining minimum average balance of PKR 5,000 monthly
  • 50% waiver on loan processing fees (Auto loan, home loan, solar finance, personal loan, gold finance)
  • E-statements
  • Mobile & internet banking
  • 24/7 JS Bot support
  • SMS alerts (for the first 3 months)
  • One free pay order
  • Free cheque book (10 leaves)

All service charges are as per the prevailing SOC unless specifically waived off.

1. What is the JS HER Savings Account?

The JS HER Savings Account is a women-focused savings account offered by JS Bank. It is designed exclusively for women and provides a secure way to save money while enjoying tailored banking benefits and digital access.

2. Who is eligible for a JS HER Savings Account?

Any woman in Pakistan who meets JS Bank’s standard account opening requirements can apply. This includes students, professionals, homemakers, freelancers, and entrepreneurs seeking a dedicated women’s bank account.

3. Is the JS HER Savings Account only for women?

Yes. The JS HER Savings Account is exclusively designed as a ladies savings account to support women’s financial needs through customized services and benefits.

4. How is profit calculated on this savings account?

Profit on the JS HER Savings Account is calculated according to JS Bank’s prevailing profit-sharing methodology and is credited periodically, subject to bank policy and applicable terms.

5. Can the JS HER Savings Account be opened online?

JS HER Savings Accounts can be opened through JS Bank branches, and online account opening options may be available. Customers are advised to check with JS Bank or visit the official website for the latest process.

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