This ladies bank account combines financial protection, digital convenience, and personalized benefits under one secure banking solution.

Terms & Conditions on Insurance Policies:

*Enrollment age: 18 – 60 years.
The Insurance only be eligible for the Active Account Holders
Waiting period: means a period of ninety (90) days after the plan coverage/ takaful policy date or date of reinstatement or date of addition of this benefit in which claims arising will not be payable.
Exclusions: Any pre-existing conditions. Covered illnesses occurring within ninety (90) days after the Women Cancer Coverage Plan/ takaful policy date or date of reinstatement or date of addition of this benefit; or Any self-inflicted injuries while sane or insane; or willful misuse of drugs or alcohol; or Signs or symptoms of any of the covered conditions/benefits (including those leading to performance of the surgery if required) which first occurred within the waiting period. In case of a conflict, Parties will adopt and follow physician’s professional opinion. Usurped power, riot or civil commotion, an illegal organization or an industrial dispute.

**Applicable only on JS Her Current Account
Enrollment age: 18 to 50 years.
Marital Status must be updated as Married throughout the waiting period (09 Months).

Waiting period: Maternity benefits under the Membership will take effect after a nine-month (9) waiting period, starting from the month after the account is opened, provided the Membership remains active. This waiting period only applies during the first Membership year. To remain eligible for a claim, the account must maintain a minimum average balance of PKR 5,000/- throughout the precedingm 09 months. If the average balance falls below PKR 5,000/- in any given month, the claim will be categorized as ineligible.
Exclusions: Miscarriages and abortions, Expenses related to the fertility treatment and cost unrelated to the medical procedures such as baby products etc.