Pay day ka stress dur karo, JS PayDay ko welcome karo!
Overview of JS PayDay
JS PayDay simplifies payroll for businesses in Pakistan by seamlessly integrating it with everyday banking. This streamlines HR processes, boosts employee satisfaction, and provides valuable payroll insights. Businesses gain enhanced efficiency and control, while employees enjoy convenient access to their salaries, improved financial wellness, and peace of mind.
By eliminating payroll complexities, JS PayDay empowers businesses to focus on growth and empowers employees with financial freedom.
For Employers
- Dedicated relationship manager for the company
- Seamless transition to JS PayDay with bulk account opening
- Efficient disbursement of payroll via online portal
- Account opening at business premises
- Premium Banking (for top-tier employees)
For Employees
- Dedicated PayDay Service Quality staff for servicing of disputes and complaints in a quick turnaround time
- Electric bike financing at 1 Year KIBOR + 2.5% preferential rate
- Dedicated female account with additional benefits tailored for females
- Salary Loan
- Advance salary
- No minimum balance required
- Access to Consumer Banking products at preferential rates
- Free Account Services
- Free Debit Card (PayPak and Mastercard)
- Free Cheque Book
- Free Internet Banking
- Free Mobile Banking
- Free E-Statement
- JSBot
- Ease in documentation to avail key benefits
JS Elite & Elite Plus
JS Elite offers seamless and efficient salary processing along with transactional benefits, convenience, exceptional service and security of funds all in one account.
- Premium and Basic account option available based on salary bracket.
- Complimentary insurance services with additional options to upgrade (We offer 3 variants of Insurance coverages)
- Free IBFT/ Pay Order for Elite Plus account holders
- Zero minimum balance required
For more information, please click here.
Variant 1 – For Elite Accounts
| Insurance Coverage | Coverage Amount | Frequency of Availing Insurance |
|---|---|---|
| ATM & Over-The-Counter Cash Withdrawal Insurance Applicable within a 500-meter radius of the withdrawal location or within 30 minutes after the cash withdrawal |
Up to PKR 50,000 | Up to two (02) times per year, subject to an aggregate annual limit of PKR 50,000/- |
| Loss of Identification Documents / Secure Wallet Cover | PKR 5,000 | Once a year |
| Mobile Phone Snatching Insurance | Up to PKR 50,000 | Once a year |
| Personal Accidental Death / Permanent Total Disability in case of Accident | PKR 500,000 | One Time |
| Accidental Medical Expense | PKR 10,000 | One Time |
Variant 2 – For Elite Plus Accounts
| Insurance Coverage | Coverage Amount | Frequency of Availing Insurance |
|---|---|---|
| ATM & Over-The-Counter Cash Withdrawal Insurance Applicable within a 500-meter radius of the withdrawal location or within 30 minutes after the cash withdrawal |
Up to PKR 100,000 | Up to two (02) times per year, subject to an aggregate annual limit of PKR 100,000/- |
| Loss of Identification Documents / Secure Wallet Cover | PKR 10,000 | Once a year |
| Mobile Phone Snatching Insurance | Up to PKR 100,000 | Once a year |
| Personal Accidental Death / Permanent Total Disability in case of Accident | PKR 1,500,000 | One Time |
| Accidental Medical Expense | PKR 50,000 | One Time |
Variant 3 – For Elite Plus Female Accounts only
| Insurance Coverage | Coverage Amount | Frequency of Availing Insurance |
|---|---|---|
| Micro Critical Illness Cover against 7 types of women-related cancers | PKR 500,000/- | One Time |
*Terms and Conditions Apply
South Region
Muhammad Zafar Ullah Shah
Designation: Regional Head – South
Email: [email protected]
Phone: 0300-8277644
Central Region
Majid Mushtaq Qureshi
Designation: Regional Head – Central
Email: [email protected]
Phone: 0322-6222257
North Region
Zoniya Gul Dar
Designation: Regional Head – North
Email: [email protected]
Phone: 0322-2222532
Q. What are payroll services offered by JS Bank?
Q. How does JS PayDay help businesses manage payroll?
Q. What is employee banking in JS PayDay?
Q. Is JS PayDay suitable for small and growing businesses?