JS / Personal / Wealth Management / Bancassurance / EFU Mehfooz Kal

Disclosure of Product

Mehfooz Kal providing 24 hours worldwide insurance cover against death due to natural or accidental causes (including act of terrorism) & is only available to account holders of JS Bank.

Free Look Period

It is a period of 30 days in which Participant can review the terms and conditions. In case Participant decides to cancel his membership within a free look period of 30 days that starts from date of deduction, he will be entitled to a full refund of contribution


Available to individuals between 18 and 60 years of age. However, once enrolled the coverage continues till the age of 65 years upon regular payment of due premiums.


Mehfooz Kal will cover your life for one complete year and is renewable after one year. One year renewable plan

Minimum Premium

PKR 1,600/-

Maximum Premium

PKR 6,400/-


Plan Category Annual Limit
Bronze PKR 500,000/-
Silver PKR 1,000,000/-
Gold PKR 1,500,000/-
Platinum PKR 2,000,000/-


JS Bank Limited is a banking company incorporated under the laws of Pakistan and having its registered office at Shaheen Commercial Complex, Dr. Ziauddin Ahmed Road, P.O. Box 4847, Karachi, Pakistan. EFU Life Mehfooz Kal is an insurance product underwritten, issued and subject to the terms and conditions set by EFU Life Assurance Limited, an insurance company having its principal office in Pakistan at Plot No. 112, 8th East Street Phase 1, DHA Karachi. EFU Life Mehfooz Kal is not a bank product. EFU Life Mehfooz Kal is only the name of the product and does not, in any way, indicate the quality of the product. JS Bank is acting as the Corporate Insurance Agent and Distributor of the EFU Life Mehfooz Kal on behalf of EFU Life Assurance Limited. JS Bank will not be responsible in any manner if your application or claim is rejected by EFU Life Assurance Limited nor will it investigate or provide any opinion on merits of the claim.

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