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JS / JS Sohni Dharti Remittance Current Account

Features

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Current account denominated in PKR only

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Strictly fed through foreign inward home remittances

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Non-repatriable account (funds cannot be converted or transferred back overseas)

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Unlimited transactions for deposits and withdrawals within Pakistan

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Fully enabled for Mobile App and Internet Banking

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Debit card and cheque book issued as per the bank's Schedule of Bank Charges (SOBC)

Eligibility

  • Open to all Pakistani individuals aged 18 and above, including Resident Pakistanis (NRP beneficiaries) and Non-Resident Pakistanis (NRPs).
  • Available to holders of valid CNIC, NICOP, POC (Pakistan Origin Card), and POR (Proof of Registration).
  • Accessible to both New-to-Bank (NTB) and Existing-to-Bank (ETB) customers (excluding Asaan Account holders).
  • Can be opened as a single or joint account.
  • Original scanned copy of a valid identity document (CNIC / NICOP / POC / POR).
  • Proof of Non-Resident status for NRPs (valid visa, work permit, or entry/exit stamps).
  • Signed undertaking confirming the source of funds as foreign home remittances.
  • Residency declaration for NRPs agreeing to notify the bank of any change in status.
  • Signature specimen.

Q: What is the JS Sohni Dharti Remittance Current Account?

A PKR current account created specifically to receive foreign inward remittances safely for resident and non-resident individuals, including POC and POR holders.

Q: Who is eligible to open this account?

Any Pakistani individual aged 18 or above, living in Pakistan or abroad, holding a valid CNIC, NICOP, POC, or POR.

Q: What types of deposits are allowed in this account?

The account is funded solely through official foreign inward home remittances sent from abroad. Local cash or cheque deposits are not permitted.

Q: Can I transfer money abroad from this account?

No. This is a non-repatriable account, meaning funds deposited cannot be sent back overseas or converted to foreign currency.

Q: Are there any minimum balance penalties?

No. There is no minimum balance requirement, and no penalties are charged for maintaining a zero balance.

Q: Can I open a joint account?

Yes. You can open this account individually or jointly with another eligible individual.

Q: How can I apply for this account?

Visit any JS Bank branch across Pakistan.

Q: Can I get a debit card and cheque book with this account?

Yes. Both are available upon request, subject to charges outlined in the current JS Bank Schedule of Bank Charges (SOBC).

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