JS / Business / SME / JS Naya Aghaaz


  • Setting up of a new business enterprise
  • Expansion of an existing business where the individual has been operating it for a minimum of one year with an ability to conduct the business
Finance up to PKR 500,000 Post Dated Cheques
Finance over PKR 500,000 Collateral in the form of land, gold, savings certificates, or any other tangible collateral as per Bank’s requirement
Disbursement until SBP refinances facility 1-Month KIBOR + 2% per annum (floating)
Thereafter 5% per annum
  • Pakistani national
  • Documentary proof of disability
  • Age: Minimum 18 years
  • Age: Maximum 65 years (at the time of loan maturity)
  • Satisfactory credit history of existing bank borrowings
  • Financial ability to afford and repay finance

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