Features
Security: No security/collateral requirement
Processing Fee & Charges - As per Bank’s updated SOC
Repayment Equal Monthly installments (EMI)
Financing Amount - Between PKR 60,000 to PKR 4 Million
Financing Tenure - 1 to 4 years
Top up Facility After 12 months
| Segments | Salaried | Self Employed Businessman/ Self employed professionals |
|---|---|---|
| Nationality | All Pakistani Nationals | |
| Experience |
Permanent: 3 Months Contractual: 6 Months Current experience Overall Experience: 1 year |
Self Employed Professional: 6 months for ETB & NTB both Self Employed Businessman: ● 6 months for ETB customers ● 2 Years for NTB customers |
| Age |
Minimum: 21 Years Maximum: 60 Years (at the time of loan maturity) |
Minimum: 21 Years Maximum: 65 Years (at the time of loan maturity) |
| Minimum Income | PKR. 50,000 |
Self Employed Professional: PKR. 70,000 Self Employed Businessmen: PKR. 80,000 |
| Bureau History | Minimum 12 Month Bureau history for BTF/BTF Top Up | |
| Credit History | Satisfactory credit history of existing bank borrowings | |