JS Credit Cards are designed for your lifestyle providing convenience and outstanding service. Enjoy access to domestic and CIP lounges, and get amazing discounts and offers on travel, apparel, restaurants, and much more!
Apply Now!JS Credit Cards are the ultimate solution to your spending woes. Our cards are designed with a purpose to solve day-to-day financial troubles. From instant cashback on necessary purchases, to amazing discounts and offers on travel, apparel & restaurants, to access to domestic and international airport lounges, we have got you covered with all this and much more!
JS Bank Credit Protector
Easy Installments
24/7 Call Centre
Balance Transfer Facility
Convenient Repayment Process
Global Acceptability
Credit limit up to PKR 4 Million
No Charges On Utility Bills
Free Access To CIP Lounges
Tap & pay
JS Contactless Credit Card comes with embedded Chip and PIN technology for an added level of convenience. Just Tap & Pay wherever you want!
Discounts & Offers
Discounts are what we all live for! Therefore, we go above and beyond to provide you massive discounts on JS Credit Cards. We have partnered with the very best in the country to bring you incredible offers and discounts on your favorite dining outlets, apparel and lifestyle brands, travel partners, health and fitness gyms/clubs, recreational facilities, and services.
Convenience at your Tips
Discounts are what we all live for! Therefore, we go above and beyond to provide you massive discounts on JS Credit Cards. We have partnered with the very best in the country to bring you incredible offers and discounts on your favorite dining outlets, apparel and lifestyle brands, travel partners, health and fitness gyms/clubs, recreational facilities, and services.
Balance Transfer Facility
Transfer outstanding balance from other credit cards to your JS Credit Card and pay back in easy installments and minimal mark-up rates.
Purchase on JS Smart
JS Smart allows you to purchase countless home and lifestyle products through JS Credit Card and repay in easy installments(EMI). Visit now: www.jsbl.com/js-smart
We got you covered
Losing your card is no more an issue! JS Credit cards are covered against all theft, loss, and fraudulent activities. So be assured that you are completely covered. JS Credit Cards also come with Credit Protector to protect you and your family in case of death and disability.
Cash on Installment
You can advance up to 75% cash against your credit limit and pay back in easy installments.
JS Credit Card Variants | Classic | Gold | Platinum |
---|---|---|---|
Credit Card limits | PKR 99,999 | PKR 349,999 | PKR 2 Mn |
Annual Fee | PKR 4,000 | PKR 6,000 | PKR 10,500 |
Annual Fee for Supplementary Cards | PKR 1,650 | PKR 2,500 | PKR 4,500 |
Annual Fee Reversal | Reduced fee will be charged on spending within 1 month | ||
CIP Lounge International | No | Yes | Yes |
JS Lounge Domestic | No | No | Yes |
APR – Cash Advance/Retail Transaction | 48% /49.9% | 48% /49.9% | 48% /49.9% |
Annual Fee Reversal | Reduced fee will be charged on spending within 1 month | ||
BTF – APR | 36% | 36% | 36% |
Credit Protector – Insurance against natural death and disability | 0.48% of outstanding amount | ||
Minimum Salary Required | PKR 40,000 per month |