Power Up Your Savings with 5% Cashback

Pay your electricity bills with your JS Credit Card and enjoy 5% cashback on every eligible electricity bill payment. Turn an essential monthly expense into rewarding savings while enjoying the convenience of secure digital payments.

Campaign Period: 1 August 2026 onwards

Cashback is subject to the following maximum limits during the campaign period:

Terms & Conditions

• This is a limited-time offer.
• JS Bank reserves the right to determine qualifying customers and transactions.
• Restricted to one (1) qualifying transaction per customer, applicable across either primary or supplementary card spend.
• Corporate Charge Cards and delinquent cards are not eligible for the cashback.
• To qualify, payments must be made using a valid JS Bank Credit Card through:
  • Preferred: The service provider’s official website or app.
  • Secondary: The JS Mobile App.
• Note: Payments processed via third-party payment aggregators will not qualify.
• Cashback will be processed at the end of each month based on the campaign criteria.
• Disputed and reversed transactions will not be considered.
• The total monthly cashback amount is capped for each variant, as mentioned in the table above.
• For any reversals of eligible transactions, the Bank reserves the right to claw back the full cashback amount rewarded to the customer based on those reversed transactions.
• The Bank reserves the right, at its absolute discretion, to amend, add, modify, vary, cancel, or supplement these terms and conditions at any time without any prior notification to the Bank’s cardholder and without any responsibility whatsoever on its part.
• The Bank reserves the right to disqualify a cardholder from this promotion at any time, at its sole discretion and without notice.
• These terms and conditions supplement, and do not replace, the Bank’s credit card conditions.