Features
Low & Fixed Markup:
5% per annum for the first 10 years
Up to 20 Years Tenure:
Long-term repayment flexibility
No Hidden Costs:
No processing charges or prepayment penalties
Multiple Financing Options:
Buy, build or construct on your own plot
- All men and women holding a valid CNIC
- Must be a first-time homeowner
- Must not own any housing unit in their name
- Purchase of a house, flat, or apartment
- Construction of a house on an already owned plot
- Purchase of a plot and construction of a house thereon
- Purchase of a house/ flat in Under-Construction Projects
- House: Up to 10 Marla/ 2720 sq. ft.
- Flat/Apartment: Up to 1500 sq. ft.
- No processing fees
- No prepayment penalty
| Principal Amount | 20 Years | 15 Years | 10 Years |
|---|---|---|---|
| 1,000,000 | 6,600 | 7,908 | 10,607 |
| 2,000,000 | 13,199 | 15,816 | 21,213 |
| 3,000,000 | 19,799 | 23,724 | 31,820 |
| 4,000,000 | 26,398 | 31,632 | 42,426 |
| 5,000,000 | 32,998 | 39,540 | 53,033 |
| 6,000,000 | 39,597 | 47,448 | 63,639 |
| 7,000,000 | 46,197 | 55,356 | 74,246 |
| 8,000,000 | 52,796 | 63,263 | 84,852 |
| 9,000,000 | 59,396 | 71,171 | 95,459 |
| 10,000,000 | 65,996 | 79,079 | 106,066 |
- The tentative monthly installments are fixed for the first 10 years (without insurance) based on the tenure and finance amount
- After 10 years, the markup rate of 1-Year KIBOR + 3% p.a will be applicable
- The installment will vary based on the selected insurance arrangement (property and/or life insurance)
- Terms & Conditions apply
Q1. Who can apply for the Wazir-e-Azam Apna Ghar Program – Ghar Ho Tu Apna?
Q2. What is the age limit to apply for the Wazir-e-Azam Apna Ghar Program – Ghar Ho Tu Apna?
Age limit is as follows:
- Salaried: 23 – 60 years
- Self Employed: 21 – up to 75 years
- Others: up to 70 years
Q3. What properties can I buy under the Wazir-e-Azam Apna Ghar Program – Ghar Ho Tu Apna?
Under the Wazir-e-Azam Apna Ghar Program – Ghar Ho Tu Apna, you can get the loan for:
- Purchase of a house, flat, or apartment
- Construction of house on an already owned plot
- Purchase of plot and construction of house thereon
- Purchase of a house/ flat in Under-Construction Projects
Q4. What is the size limit for houses and flats under the Wazir-e-Azam Apna Ghar Program – Ghar Ho Tu Apna?
House: Up to 10 Marla/ 2720 sq. ft.
Flat/Apartment: Up to 1500 sq. ft.
Q5. What is the loan repayment period for the Wazir-e-Azam Apna Ghar Program – Ghar Ho Tu Apna Scheme?
Subsidy applies for the first 10 years.
Q6. What Is the down payment requirement for the Wazir-e-Azam Apna Ghar Program – Ghar Ho Tu Apna?
Q7. What is the minimum monthly income required?