Features
Financing Amount: Between PKR 150,000 to PKR 450,000
0% Markup Rate
Minimal Processing Fee of PKR 100
Financing Tenure:
Up to 3 years
No Partial/ Early Termination Charges
Product Details
| SBP Student Loan Scheme | Details |
|---|---|
| Loan Tenure | 1 to 3 years (Should not exceed student’s remaining tenor with the University/College or 3 years, whichever is lower) |
| Financing Tiers | Basic Laptop: Up to PKR 150,000 Medium Laptop: Up to PKR 300,000 Advance Laptop: Up to PKR 450,000 |
| Pricing | 0% |
| Debt: Equity Ratio | 80:20 |
| Security & Collateral Requirements | An undertaking endorsed by the University will be taken as collateral |
| Eligibility Criteria | All Pakistani Nationals |
| Students pursuing higher studies with HEC approved Universities/Colleges – Must be enrolled in Bachelor’s or above program | |
| Freelancers involved in development of IT apps, software, digital marketing, and other related services | |
| Minimum Income: PKR 70,000 (Family members: parents/siblings/spouse or student’s income if self-sponsored) | |
| Age: Minimum 18 years | Maximum 30 years | |
| SBP Scheme Conditions | Continuity by SBP |
| Availability of cushion in limit assigned to Bank | |
| Terms and Conditions of each scheme |