JS / Personal / Consumer Finance / JS GharApna Home Finance

Product Features

  • Pakistani National
  • Experience: Minimum 2 years employment or in business.
  • Age:
    • Salaried: 27 – 60 years
    • Self Employed: 27 – 65 years
  • Min. Income:
    • Self Employed: PKR 100,000
    • Salaried permanent employee: PKR 75,000 net per month
    • Salaried contractual employee: PKR 100,000 net per month
  • Property Age Criteria:
    • Max 30 years property at the time of availing loan facility
    • Max 50 years at the time of loan maturity.
  • Satisfactory credit history of existing bank borrowings
  • Financial ability to afford and repay finance
  • Build a Home
  • Buy & Build a Home
  • Home renovation
  • Balance Transfer Facility
  • MPMG (Mera Ghar Mera Pakistan) SBP’s Government Markup Subsidy Scheme

Q: How can I contact JS Bank customer Service for assistance?

A: You can call 021-111 654 321 for JS Bank customer service assistance.

Q: How do I pay my JS Apna Ghar instalment online?

A: You can download the JS App and request online payments during the loan application process.

Q: Where can I find the fees associated with my Apna Ghar loan application?

A: The Schedule of Charges (SOC) contains all the information about loan processing and other fee structures. You can ask a Bank representative for the SOC.

Q: Can I make balloon payments for my JS Apna Ghar loan?

A: Yes, balloon or partial payments are allowed.

Q: Are there any hidden charges or fees?

A: No, all charges are mentioned in the SOC.

Couldn’t find the page you were looking for?

Try searching