Please read these Terms & Conditions and the Privacy Policy carefully before using the JS Bank website (“Website”) or any online services. If you are unsure about any part of these Terms, please seek professional advice.
These Terms form a legally binding agreement between you and JS Bank governing the use of the Website and any online services.
By accessing or using the Website, you confirm that you accept and agree to these Terms and the Privacy Policy (available on this Website). If you do not agree, please discontinue use immediately.
Company Details
JS Bank Limited is incorporated in Pakistan with limited liability and operates in Bahrain through its Central Bank of Bahrain licensed Wholesale branch in accordance with applicable laws. JS Bank means JS Bank Wholesale Branch Bahrain.
Jurisdiction and Restrictions on Use
The materials and information contained on this Website are directed at JS Bank Bahrain customers.
JS Bank cannot guarantee that the Website or the information thereon complies with the laws or regulations of all countries and regions, or is appropriate for use in all other places. If you choose to access this Website from outside Bahrain, you do so at your own risk and are responsible for compliance with applicable local laws. Furthermore, you are wholly responsible for the use of the Website by any person using your computer and you must ensure that any such person complies with these Terms.
These Terms are governed by and construed in accordance with the laws of Bahrain, and any disputes shall be subject to the non-exclusive jurisdiction of the Bahraini courts.
Products and Services
This Website does not constitute an offer or solicitation by JS Bank to provide any products or services to any person in any jurisdiction where such offer or solicitation would be unlawful.
Products and services are subject to individual terms and conditions, may be offered only at JS Bank’s discretion, and may be withdrawn or amended at any time without notice. Fees, commissions, or other charges may apply.
Materials, Information, and Intellectual Property Rights
Materials, information, trademarks, and logos contained in this Website are protected by intellectual property rights under applicable laws.
No part of this Website may be copied, modified, reproduced, stored, transmitted, or distributed for commercial purposes without JS Bank’s prior written consent.
Privacy and Data Protection
JS Bank may collect and process personal data in connection with your use of the Website.
Use of the Website constitutes consent to the collection, use, and disclosure of your personal data in accordance with our Privacy Policy (available on this Website).
Security
JS Bank maintains high security standards for its Website, but cannot guarantee security over the Internet.
You must protect your login credentials and use secure devices and networks when accessing the Website.
Website Disclaimer
Materials and information on the Website are provided “as is” for general information purposes only, without warranties of any kind, whether express, implied, or statutory.
JS Bank does not guarantee the accuracy, completeness, or timeliness of materials and information and accepts no liability for loss or damage arising from reliance on them.
JS Bank accepts no liability for any defect, error, unavailability, interruption, or virus arising from your use of the Website, where such events are outside JS Bank’s reasonable control.
Any software downloaded from this Website is at your own risk, and JS Bank accepts no liability for any resulting damage.
Hyperlinks and Third-Party Content
Hyperlinks to third-party websites are provided for convenience only and do not constitute endorsement by JS Bank.
JS Bank accepts no liability for the accuracy, security, or content of third-party websites, or for any loss or damage resulting from their use.
Email Transmission Disclaimer
JS Bank does not guarantee that emails from the Website will be received by you or that emails sent to JS Bank will be received or remain confidential during Internet transmission.
JS Bank accepts no liability for any loss or damage resulting from email transmission failures outside its reasonable control.
User Content and Prohibited Activities
You are solely responsible for any content you submit through the Website.
Prohibited activities include:
Posting unlawful, offensive, or discriminatory material;
Uploading harmful code or viruses;
Infringing intellectual property rights;
Engaging in fraudulent or misleading conduct;
Soliciting passwords or personal information from others.
Limitation of Liability
To the fullest extent permitted by law, JS Bank shall not be liable for any direct, indirect, incidental, or consequential loss arising from use of the Website or any linked third-party services.
Indemnity
You agree to indemnify JS Bank, its affiliates, and employees against any claims, liabilities, damages, or expenses arising from your use of the Website or breach of these Terms.
Force Majeure
JS Bank will not be liable for failure to perform its obligations due to events beyond its reasonable control, including natural disasters, system failures, or government actions.
Termination
JS Bank may terminate or suspend your access to the Website at any time, without prior notice, for any reason including breach of these Terms.
Changes to Terms
JS Bank reserves the right to amend these Terms at any time. Updated Terms will be posted on the Website, and continued use constitutes acceptance of the amendments.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Language
These Terms are provided in English. In case of discrepancies between language versions, the English version shall prevail.
